The Biggest Financial Risk for Successful Families Isn’t Investment Performance
By Damien Hanly When people think about financial risk, they usually think about markets. Volatility. Recessions. Interest rates. Inflation. These are the risks that dominate headlines and client conversations. Yet, in my experience working with internationally mobile and high-net-worth families, the biggest long-term threat to financial security is rarely investment performance. It’s disorganization. Not dramatic mistakes. […]
Planning Your Retirement: A Smart Start with Rosefinch Black
You know how important it is to plan for your retirement — but where do you begin? A solid plan starts with estimating how much income you’ll need to fund your lifestyle after you stop working. That’s not always straightforward. Retirement planning isn’t an exact science: your needs depend on your goals, your health, your […]
Understanding the New Rules for Inherited IRAs Under the SECURE Act
By Matthew Hunkele, Partner Imagine this: You’ve worked hard your entire life, diligently saving for retirement, and you want to ensure that your loved ones are taken care of after you’re gone. But recent changes in the law could significantly impact how your savings are distributed. As someone passionate about helping individuals and families achieve […]
Tax-Loss Harvesting: A Smart Way to Turn Market Volatility into Tax Savings
At Rosefinch Investment Advisors, we often remind clients that investing success is not only about what you earn—it’s also about what you keep. One often-overlooked strategy that can boost your after-tax returns? Tax-loss harvesting. What Is Tax-Loss Harvesting? Tax-loss harvesting is the process of selling investments that have declined in value to realize a capital loss, which […]
What Should You Do with Your 401(k) When You Change Jobs?
At Rosefinch, many of our clients come to us during moments of transition — relocating overseas, retiring abroad, or changing careers. If you’ve recently left your job, or are in the process of doing so, one of the most important decisions you’ll face is what to do with your 401(k) plan. While it may be tempting […]
The best of both worlds: Benefits of actively managed portfolios of passive investments
By Gareth Jones, Managing Partner The world of investing often seems polarised between two camps: active management, where portfolio managers make decisions to outperform the market, and passive investing, where investors track market indices through instruments like Exchange-Traded Funds (ETFs). Yet, a compelling middle ground has emerged in recent years – actively managed portfolios of […]
Understanding the New UK ETA Travel Rules
By Damien Hanly, Senior Partner As of yesterday January 8th, 2025, visitors from the United States and other non-European countries will be required to obtain an Electronic Travel Authorization (ETA) to enter the UK or travel through the UK to their final destination. The UK is embracing a similar model as the USA. The US Electronic […]