Why Holding Too Much Cash Could Be Costing You More Than You Think
By Matthew Hunkele Introduction Cash feels safe. It doesn’t fluctuate. It doesn’t fall sharply in a bad year. It sits there, stable and predictable. But for many investors—particularly high-net-worth individuals and US expats—holding too much cash is one of the most overlooked risks in a portfolio. Not because of what it does, but because of […]
The PFIC Trap: Why Many Investments Recommended Overseas Are Toxic for U.S. Investors
By Michael Potts For most investors, choosing a fund is straightforward. You evaluate the strategy, the costs, and the track record, then decide whether it fits your portfolio. For U.S. citizens living abroad, however, the decision can be far more complicated. Many investments that are perfectly normal in other countries can create severe tax problems […]